Author name: Edward MasonJefferies

National Housing Supply & Affordability Council Report – State of the Housing System 2024 A Critique by Dr. Nigel Stapledon

The newly formed National Housing Supply and Affordability Council (NHSAC) has released its first report titled State of the Housing System 2024.  Like it’s predecessor’s reports, it aims to provide detailed insights into key housing supply issues and policy options.  With housing affordability centre stage, its release is welcome, along with the debate it will

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There needs to be greater access to bank finance for low-income-earners and first homebuyers

We ask the questions: should deposits for first home buyers be set at a more modest rate of say 5 per cent, with banks paying Lenders Mortgage Insurance?  Should a discounted interest rate be offered, like 1 per cent over the cash rate for the first 5 years? Should first home mortgages be tax deductible?

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